"Are the million-dollar PPP loans some Palm Beach County golf communities collected justified?"

That’s the headline of a thorough Mike Diamond look into the United States “PPP” loans and Florida golf. The loans were meant to maintain “ongoing” operations at small businesses that had no other funding options.

The initial list of golf facilities taking the grants included mostly small amounts for obvious candidates in a time of pandemic, with the notable exception of courses recently hosting PGA Tour events like Colonial and Muirfield Village.

The Daily Beast’s William Bredderman published an extensive look at longtime Genesis Open host Riviera Country Club, which despite memberships costing north of $300,000, took between $2 million to $5 million, as noticed by Outside The Cut. More problematic: Treasury Secretary Steve Mnuchin is a Riviera club member.

Anyway, back to Florida. And kudos to the Palm Beach Post for giving Diamond the space to consider a nice variety of angles to the PPP concept and golf. It’s an especially complicated subject when it comes to golf courses versus country clubs and Diamond does a fine job looking at many points of view.

Scores of other Palm Beach country clubs had applied for the PPP loans. Many were approved but decided to refuse to accept the money on both moral grounds and legal grounds after reading the fine print. Government auditors are expected to review how the money was spent and can ask for the money to be returned and penalties to be imposed if they find misrepresentations.

Fifty-seven country clubs in Florida accepted the PPP funds. According to CNBC, more than 400 country clubs and golf courses received loans throughout the country. The issue of whether it is appropriate for golf course communities to receive PPP loans has been debated.

“At the end of the day, we decided we just did not need it,” said Stephen Wolk, president of the Gleneagles Country Club west of Delray Beach. “We could see the government looking very closely at how well-to-do country clubs were using these funds. How do you justify giving it to country clubs?”